Auto, Home & Business Insurance

Helping Clients with Serious Insurance Claims

The true test of your auto, homeowners, or business insurance coverage appears when you need either to file a casualty loss claim or need defense of a claim filed against you. The best insurers will respond to your call promptly, investigate the situation thoroughly and fairly, and let you know as soon as possible whether it will accept your claim. If your claim is denied, your insurer will give you honest reasons why your claim falls outside the scope of its coverage. However, not everyone has the best insurance coverage.

Run into Problems with Your Insurance Claim?

We can help! To schedule a free consultation with an experienced San Diego insurance claims lawyer, call (619) 215-1488. We will analyze the terms, conditions, and exclusions in your insurance coverage, and let you know whether you have grounds for a civil action against your insurer for damages.

Fighting Against Bad Faith Insurance Claim Denials

Among the signs of bad faith on the part of a liability or casualty insurer are the following:

  • Unreasonable refusal to settle a valid claim
  • Unreasonable delay in responding to your claim or request for a defense
  • Failure to investigate or unreasonable delays in beginning to investigate
  • Delays in responding to your questions about the progress of your claim
  • Denial of a claim on the grounds of an inapplicable condition or exclusion
  • Repeated requests for irrelevant information or for information the insurer already has
  • Threats to cancel your casualty coverage on the grounds of fraud if you refuse to accept a low offer

Our lawyers have helped resolve insurance claims disputes involving not only auto insurance, homeowner's insurance, and comprehensive general liability coverage, but also in situations involving professional liability policies, boat insurance, and errors and omissions insurance. Not every unfavorable decision by an insurance means that it has acted in bad faith. However, the presence in a given case of several of the factors listed above can certainly point in that direction.

For dependable advice about your rights in an insurance claim dispute, contact us online or call (619) 215-1488 to speak with a business attorney from The McClellan Law Firm.

  • Endorced by the Inner Circle of Advocates

    Craig McClellan is a member of the invitation-only group of the top 100 plaintiff trial lawyers in the United States

  • Attorney McClellan earned a Distinguished rating from Martindale-Hubbell for his achievements.

  • Attorney McClellan has been selected to the list of the Best Lawyers in America every year since 1993.

  • Attorney McClellan is listed as one of America’s Top 100 High Stakes Litigators in Business, Personal Injury, and Product Liability.

  • Attorney Craig McClellan earned one of the top 50 verdicts in California, securing a $15,771,234 verdict for a client seriously injured in a car accident.

  • Attorney McClellan has a 10/10 “Superb” rating, the highest rating an attorney can receive from Avvo.

  • The firm has an A+ rating from the Better Business Bureau, the highest possible rating offered by the organization.

  • The firm earned a Tier 1 ranking in Commercial Litigation in the 2019 list of the Best Law Firms.

  • The firm earned a Tier 1 ranking in Personal Injury in the 2019 list of the Best Law Firms.

  • The firm earned a Tier 1 ranking in Product Liability in the 2019 list of the Best Law Firms.

  • Attorney McClellan has been named the Lawyer of the Year by the Best Lawyers in America in 2012, twice in 2014, and in 2019.

  • Attorney McClellan is a member of the Consumer Attorneys of San Diego, and previously served on its Board of Directors.

  • Attorney Craig McClellan was named as one of the “Best Attorneys” by the Los Angeles Times.

  • Attorney Craig McClellan was named one of the “Best Lawyers” by San Diego Metro.

  • Attorney Craig McClellan was named one of the Top Lawyers in San Diego in Business Litigation by San Diego Magazine.

  • Attorney Craig McClellan has been selected to the list of Super Lawyers every year since 2007.

Trusted Recommendations

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  • We wouldn’t be here, in this moment of life without the kindness and professionalism of you all and how you went to bat for us! Eternally grateful! A.K.

  • Immediately after our interview we knew without question that no matter how steep the mountain, win or lose, we had found the right person—Craig McClellan, Esq.—[…] We felt a profound sense of ... G.P.

  • We will NEVER forget what you did for us Craig. We are FOREVER GRATEFUL. K.V.

  • I just wanted to thank you for your efforts on [Pam’s] behalf, your skills, and your heart. You are not just a lawyer in what you do, you are a master of your profession. And I hope you are passing ... Juror

  • I thank you for your kindness and generosity in giving selflessly without reserve. Additionally, please extend my thanks to your staff for their diligent work and encouragement throughout the trial. A.D.

  • We do not quite know how to verbalize or show how grateful we are to have had the distinct honor to have you represent us at truly the most critical time in our lives. S.C.

  • Having had the high privilege of presiding over a number of cases involving national counsel, I want you to know you’re one of the very best [...]. You and those with you were outstanding ambassadors ...

  • It was a real honor to preside over a case with you as counsel. In my mind you represent all that is good in our profession. Judge J.

  • Your appearance on the nation-wide broadcast of ‘60 Minutes’ was a public service in which all San Diego has reason to take great pride. To integrity—you have added public service and again elevated ... Juror

  • We could not be happier with the McCllelan Law Firm team! My husband and I were referred to Craig McCllelan by one of his peers. We had a very sensitive medical malpractice case that we were hesitant ... S.P.

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