Life, Health & Disability Insurance

Helping Individuals with Insurance Disputes

Unfortunately, it is not uncommon to encounter problems with insurance companies when it comes to asking for payment of benefits under life insurance or disability insurance coverage. Repeated obstacles involving health care insurance claims can appear to be the norm. If you believe you are the victim of insurance bad faith, we can help. Our San Diego insurance dispute lawyers can fight to get you the benefits you have paid for.

To schedule a free consultation, call (619) 215-1488. At The McClellan Law Firm in San Diego, we are experienced in dealing with insurance companies and have a reputation for resolving insurance disputes.

Was Your Claim Denied in Bad Faith?

Unreasonable delays in payment, successive requests for information after you have answered their previous questions, or apparently arbitrary denial of benefits or claims are all signs of what is known as insurance bad faith. Too often, the company gambles that you will accept less than what you have coming to you if it makes the claims or benefit payment process difficult and complicated enough. In the meantime while your dispute is pending, the insurance company collects interest and investment income on the money it isn't paying you.

Not all denials of claims or benefits mean that the insurance company is cheating you. There are many legitimate bases for an insurer's questioning of your claim. When the subject of the dispute seems to shift with each round of information requests, however, or if the insurer's stated reasons for denying your claim seem less plausible the longer the dispute goes on, the case for a claim of insurance bad faith appears all the stronger.

At The McClellan Law Firm, we can work with you to identify possible claims against your insurer for bad faith in the handling, payment, or denial of life, health, or disability insurance claims. Our experience helps us spot the signs of bad faith; we can also work with you to identify with precision the losses that resulted from the breach of the insurer's commitment. In health coverage and disability benefits disputes, these losses can be substantial.

Get Help Resolving Insurance Disputes in Your Favor

We can help you receive the full benefit of your contract of insurance. For additional information about our ability to help resolve insurance disputes in your favor, contact a trial attorney at The McClellan Law Firm in San Diego at (619) 215-1488. You can also contact us by filling out our online form.

Testimonials

  • “We do not quite know how to verbalize or show how grateful we are to have had the distinct honor to have you represent us at truly the most critical time in our lives.”

    - S.C.

  • “We could not be happier with the McCllelan Law Firm team! My husband and I were referred to Craig McCllelan by one of his peers. We had a very sensitive medical malpractice case that we were hesitant to even pursue. Craig and his team sat down and walked us through the entire process giving us their honest opinion and options. We felt very comfortable with the process and completely relieved by the end of the first meeting, so we decided to proceed. It is three years later and we couldn't be happier that we did. Craig, Connor, and his team made the entire experience so easy and smooth. They were always available no matter how small our question or concern. I swear they work 24/7! And most importantly, we knew that they truly cared about us and the outcome. They fought for our family and have given us the piece of mind that our son's healthcare will always be covered. It is truly the greatest gift and we will forever be in their debt!”

    - S.P.

  • “I thank you for your kindness and generosity in giving selflessly without reserve. Additionally, please extend my thanks to your staff for their diligent work and encouragement throughout the trial.”

    - A.D.

  • “It was a real honor to preside over a case with you as counsel. In my mind you represent all that is good in our profession.”

    - Judge J.

  • “Having had the high privilege of presiding over a number of cases involving national counsel, I want you to know you’re one of the very best [...]. You and those with you were outstanding ambassadors for our profession and once again made me most proud to be a part of our legal community.”

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