Life, Health & Disability Insurance

Helping Individuals with Insurance Disputes

Unfortunately, it is not uncommon to encounter problems with insurance companies when it comes to asking for payment of benefits under life insurance or disability insurance coverage. Repeated obstacles involving health care insurance claims can appear to be the norm. If you believe you are the victim of insurance bad faith, we can help. Our San Diego insurance dispute lawyers can fight to get you the benefits you have paid for.

To schedule a free consultation, call (619) 215-1488. At The McClellan Law Firm in San Diego, we are experienced in dealing with insurance companies and have a reputation for resolving insurance disputes.

Was Your Claim Denied in Bad Faith?

Unreasonable delays in payment, successive requests for information after you have answered their previous questions, or apparently arbitrary denial of benefits or claims are all signs of what is known as insurance bad faith. Too often, the company gambles that you will accept less than what you have coming to you if it makes the claims or benefit payment process difficult and complicated enough. In the meantime while your dispute is pending, the insurance company collects interest and investment income on the money it isn't paying you.

Not all denials of claims or benefits mean that the insurance company is cheating you. There are many legitimate bases for an insurer's questioning of your claim. When the subject of the dispute seems to shift with each round of information requests, however, or if the insurer's stated reasons for denying your claim seem less plausible the longer the dispute goes on, the case for a claim of insurance bad faith appears all the stronger.

At The McClellan Law Firm, we can work with you to identify possible claims against your insurer for bad faith in the handling, payment, or denial of life, health, or disability insurance claims. Our experience helps us spot the signs of bad faith; we can also work with you to identify with precision the losses that resulted from the breach of the insurer's commitment. In health coverage and disability benefits disputes, these losses can be substantial.

Get Help Resolving Insurance Disputes in Your Favor

We can help you receive the full benefit of your contract of insurance. For additional information about our ability to help resolve insurance disputes in your favor, contact a trial attorney at The McClellan Law Firm in San Diego at (619) 215-1488. You can also contact us by filling out our online form.

Testimonials

  • “It was a real honor to preside over a case with you as counsel. In my mind you represent all that is good in our profession.”

    - Judge J.

  • “I just wanted to thank you for your efforts on [Pam’s] behalf, your skills, and your heart. You are not just a lawyer in what you do, you are a master of your profession. And I hope you are passing your mastery to others who may stand in on behalf of the weak or the helpless. It is an honorable effort and a world of mercy. I saw the extreme and extended dedication you put forth yield the best possible results on [Pam’s] behalf.”

    - Juror

  • “We wouldn’t be here, in this moment of life without the kindness and professionalism of you all and how you went to bat for us! Eternally grateful!”

    - A.K.

  • “We could not be happier with the McCllelan Law Firm team! My husband and I were referred to Craig McCllelan by one of his peers. We had a very sensitive medical malpractice case that we were hesitant to even pursue. Craig and his team sat down and walked us through the entire process giving us their honest opinion and options. We felt very comfortable with the process and completely relieved by the end of the first meeting, so we decided to proceed. It is three years later and we couldn't be happier that we did. Craig, Connor, and his team made the entire experience so easy and smooth. They were always available no matter how small our question or concern. I swear they work 24/7! And most importantly, we knew that they truly cared about us and the outcome. They fought for our family and have given us the piece of mind that our son's healthcare will always be covered. It is truly the greatest gift and we will forever be in their debt!”

    - S.P.

  • “We do not quite know how to verbalize or show how grateful we are to have had the distinct honor to have you represent us at truly the most critical time in our lives.”

    - S.C.

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