Rideshare Accidents

Did You Suffer An Injury While Riding In A Lyft Or Uber?

Car crashes claim tens of thousands of lives across America every single year, and many of these crashes lead to complicated legal fights. The proceedings can become even more complicated when multiple insurance companies are involved, such as when the crash involves a rideshare vehicle. If you were seriously injured while riding in an Uber or Lyft, you will need to contact your own insurance company, the insurance companies of any other drivers involved in the crash, and the insurer for Uber or Lyft. With so many moving parts involved in these types of cases, it’s important to hire an experienced lawyer to represent you.

Call The McClellan Law Firm at (619) 215-1488 to speak with one of our San Diego lawyers today.

When we get in a Lyft, Uber, or any other type of rideshare vehicle, we do it with the expectation of arriving at our destination safely. When this doesn’t happen and you suffer a serious injury, you deserve the chance to take your case to court to secure the compensation you deserve. At The McClellan Law Firm, our San Diego car accident lawyers have dedicated their careers to fighting for the rights of injured victims. Contact us today to discuss your case with a member of our firm.

Lyft And Uber Insurance Policies

If you were injured in a crash that involved a rideshare vehicle, you may be able to seek compensation from not only the at-fault driver’s insurance policy, but also the company’s insurance policy, and perhaps the Uber or Lyft driver’s own insurance policy, as well as any underinsured motorist coverage you may have that exceeds all of the other available insurance.

Lyft and Uber have insurance for their drivers that differ depending on whether they have secured a passenger or not. Once the driver is “on duty,” so to speak, but doesn’t yet have a passenger, the insurance takes effect, but the amounts of the insurance are lower. So, if an Uber driver is cruising around waiting for a call, he or she is covered by Uber’s insurance, if there should be a crash, but only up to $100,000. Once the driver accepts a ride and is on his way to pick up the passenger, the insurance limit increases to $1 million, and stays at that limit until the passenger exits the vehicle. Here are the applicable limits:

Lyft’s Insurance Policy

  • Once the Lyft driver is assigned to or accepts a passenger:
    • Up to $1 million for total liability coverage
    • Up to $1 million for crashes caused by uninsured and/or underinsured motorists
    • Property damage for the repair cost of the vehicle or actual cash value, with a $2,500 deductible
  • Once the driver is “on duty” but before any passenger is assigned:
    • Up to $50,000 for bodily injuries, per person, and $100,000 for bodily injuries per accident
    • Up to $25,000 for property damage

Uber’s Insurance Policy

  • Once the Uber driver is assigned to or accepts a passenger:
    • Up to $1 million for total liability coverage
    • Up to $1 million for crashes caused by uninsured and/or underinsured motorists
    • Property damage for the repair cost of the vehicle or actual cash value, with a $1,000 deductible
  • Once the driver is “on duty” but before any passenger is assigned:
    • Up to $50,000 for bodily injuries, per person, and $100,000 for bodily injuries per accident
    • Up to $25,000 for property damage

Of course, the insurance limits may only be the starting point depending on the seriousness of the injuries.

Send us the details of your case through our online form.

Work With A Firm You Can Rely On

If you were seriously injured while riding in an Uber, Lyft, or other rideshare vehicle, our San Diego car accident attorneys will help you fight for the compensation you deserve. Since The McClellan Law Firm first opened its doors, we have secured more than 115 verdicts and settlements in excess of $1 million each. We remain committed to fighting for the rights of injured victims throughout Southern California, so fill out our online form to fill us in on your situation or call us at (619) 215-1488 to discuss your case over the phone today.

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